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Despite these great expectations, the research revealed that a significant number of working age adults are not saving anything for their retirement with nearly a third (30%) not putting anything away, despite the introduction of auto-enrolment pensions by the government, in an attempt to combat the problem of older people falling into poverty.
Brian Sloan, Age Scotland's chief executive said most people underestimate what level of savings they would need to live comfortably in retirement.Age Scotland says it supports midlife career reviews to help people early enough in their working lives to be able to adjust their savings plans properly.The researchers said that although the youngest working age adults are those least likely to save, they are also the ones with the highest expectation with 18-34 year olds in the UK saying they will want £36,000 every year in retirement, and require savings of £470,000 when they leave work.Remote sensing and sophisticated devices such as x-ray guns means more discoveries are now being made than ever before.
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“Even with auto-enrolment pensions up and running, most workers aren’t saving one-tenth of their net income, which financial providers advise as a minimum yardstick.